Mortgage finance
Buying, remortgaging or moving, all matched to advisers who have arranged thousands of mortgages.
Learn more about mortgage finance →Free mortgage introductions
See what you could borrow.
Tell us one thing and see your indicative figure in seconds.
- No credit check. Your score is never touched.
- Free adviser match. We connect you to a qualified UK adviser.
- You never pay Horizon. We’re paid by lenders, not by you.
- No surprises. If the adviser charges for advice, they’ll tell you upfront.
How much could you borrow on your income?
Set your income to see what you could borrow
Indicative only. A broker confirms your real figure.
No credit check · 30 seconds · we're paid by lenders, never you.
Introducer only — matched to FCA-authorised advisers
100% free — you never pay Horizon
No obligation, no credit check to enquire
Your details stay private & encrypted
Why Horizon
The easiest, most personal place to find your next mortgage
We take the time to understand you, your family and your finances, do the legwork with the lenders, and match you to expert advisers who have arranged thousands of mortgages. The result is the right mortgage for your circumstances, not just the cheapest rate, with none of the usual hassle.
Personalised to you
- We take time to understand you, your family and your financial situation
- The right mortgage for your circumstances, not just the lowest rate
- Flexibility built in for changing circumstances and how you repay over the term
50 years experience
- Matched to advisers who have arranged thousands of mortgages over the years
- Direct access to the best rates lenders offer, passed straight to you
- Your needs matched to the right lenders who can offer the very best deal
We take away the pain
- We do the work to find the right mortgage for you
- We deal with the lenders on your behalf, from start to finish
- The best, most convenient place to come for your next mortgage
How we help
How we can help
Whatever you’re here for, we match you free to the right qualified UK adviser.
Lettings
Landlord and buy-to-let support, from your first rental to a growing portfolio.
Learn more about lettings →New build
Specialist help with new-build purchases, schemes and developer timelines.
Learn more about new build →Legal & conveyancing
Connected to trusted legal partners to keep your move moving.
Learn more about legal support →Simple & fast
How it works
- 1
Tell us how much you want to borrow
Tell us how much you’d like to borrow in our simple form and we’ll come back to you with the best way forward. Or see what you could borrow first.
- 2
We have a conversation with you
A personalised chat to fully understand you, your needs and what you’re looking for. No two situations are the same.
- 3
We speak to the market for you
We bring you the best offers for your personal financial situation, with the lowest fees we can get, for you to make your decision.
Peace of mind
Why people trust Horizon HQ
FCA-authorised partnersEvery adviser we match you to is authorised and regulated by the Financial Conduct Authority.
Thousands of mortgages arrangedOur partner advisers have arranged thousands of mortgages across the years.
You never pay HorizonOur introductions are free. We’re paid by lenders, never by you.
Your data stays protectedYour details are encrypted and only ever shared with your matched adviser.
Good to know
Common questions
Does Horizon HQ give mortgage advice?
No. Horizon HQ is an introducer. We match you, free, to FCA-authorised advisers who give the regulated advice.
Will this affect my credit score?
No. Getting an indicative figure and an introduction involves no credit check. Your score is never touched.
How much does it cost me?
Our introduction is free; you never pay Horizon. There may be a fee for mortgage advice from the adviser. They’ll agree any fee with you upfront (estimated at £549).
What happens to my details?
They’re encrypted and shared only with the qualified adviser we match you to, so they can help you.
Get started
Speak to a real adviser
Tell us what you need and we’ll match you, free, to a qualified UK adviser. No credit check, no obligation.
What our clients say
“Steve has always done our mortgage and I wouldn't use anyone else — he's brilliant. Highly recommend!”
“Friendly, professional, and would definitely use every time.”
“It's great to have someone as on the ball as you are — you do exactly what's needed and promised.”
“Excellent service — Steve has the patience of a saint with all the questions and fears I had.”
“I highly recommend Steve. He talked me through the whole buying process — very professional and understanding.”
“Absolute trust from the very beginning — treated with honesty, integrity and respect throughout.”
“Steve and Ali have been amazing keeping on top of all three of our mortgages.”
“We've known Steve for over 7 years — he's done our mortgage and remortgage. Brilliant service.”
“Steve has always done our mortgage and I wouldn't use anyone else — he's brilliant. Highly recommend!”
“Friendly, professional, and would definitely use every time.”
“It's great to have someone as on the ball as you are — you do exactly what's needed and promised.”
“Excellent service — Steve has the patience of a saint with all the questions and fears I had.”
“I highly recommend Steve. He talked me through the whole buying process — very professional and understanding.”
“Absolute trust from the very beginning — treated with honesty, integrity and respect throughout.”
“Steve and Ali have been amazing keeping on top of all three of our mortgages.”
“We've known Steve for over 7 years — he's done our mortgage and remortgage. Brilliant service.”